Find out more about our team members below
Management Team
Md. Aourongjeb
Chief Executive OfficerMd. Aourongjeb
Chief Executive OfficerMr. Aourongjeb is an expert in microfinance operations and has vast experience in operations, product development; management monitoring and default management. He is also extensively experienced in training and collaborating with national & international organizations. As Chief Executive Officer (CEO) of ASA Savings and Loans he transformed the company from a loss-making to a profit-making entity in one year. He managed the reorganization of ASA Ghana (NGO) into ASA Savings and Loans Limited as a regulated company by the central bank. He is also the CEO of ASA Consultancy Limited. Prior to his time in Ghana, he held the position of Assistant Director (Research and Development) in ASA Bangladesh during which the organization was rated number one by Forbes in 2007. He wrote many articles about microfinance, such as, ”ASA Technical Assistance: A New Horizon in Global Microfinance.” He holds a master’s in arts from the University of Dhaka, Bangladesh. In the early days of his career, he served as Quality Assuring Officer in Oxford International, Bangladesh, a group of organizations that provides education, human resource development training, prepare & export food products, etc.
Shah Md Abdul Wahab
Deputy Chief Executive OfficerShah Md Abdul Wahab
Deputy Chief Executive OfficerMr. Wahab has over twenty-eight years’ experience in microfinance as an expert and manager in the design, planning and the implementation of the ASA model of microfinance. He has worked in this role in Bangladesh and The Philippines. He is an expert in the appraisal of microfinance business.
Clarence Ago
Finance and Accounts ManagerClarence Ago
Finance and Accounts ManagerMr. Ago is a qualified accountant with more than thirteen years post qualification experience. Before joining ASA savings and loans, as Finance and accounts manager in 2011, he consulted for a number of institutions, including Goldfields Ghana Ltd, Vodafone Ghana, TF Properties and several SMEs. He also worked for Ghana Textiles, Afram Publications Limited and now defunct Juapong Textiles Limited as Financial accountant, Chief Manager Finance and Administrations, and Factory account respectively.
Edith Minlah Anoku
Human Resource ManagerEdith Minlah Anoku
Human Resource ManagerMs. Anoku holds an MSc Human Resource Management from Edinburgh Napier University, Edinburgh, Scotland. She has over ten years’ experience in human resource management. She is also a graduate member of Chartered Institute of Personnel and Development. She worked with Prêt A Manger in Scotland as the Human Resource Person/Trainer. Still in England, she worked for Coca Cola, London as a Production Assistant.
Michael Avornyoh
IT ManagerMichael Avornyoh
IT ManagerMr. Avornyoh started at ASA Savings and Loans in 2010 as a System Administrator. Before ASA Savings and Loans he worked for various startup organizations in IT support. He started his IT career with upgrading and repairing computers while obtaining his first degree in Computer Science and Economics. With over a decade of experience, he is experienced at GSM technology, Networking, Digital Forensics, System Administration and Security & Auditing.
Board of Directors
Augustine Acheampong Otoo
Augustine Acheampong Otoo
Mr. Augustine Acheampong Otoo is an astute business and investment promoter of reputable achievements in his dealings with both the international and local business community. Mr. Otoo is a development planner, initiator, implementer and achiever. As an experienced senior management officer of the Ghana Investment Promotion Centre, an agency of government in charge of investment promotion in Ghana with credible and meritorious service of over thirty years, Mr. Otoo rose through the ranks to reach the position of Director (Global& Regional Operations), Director (Investor Services Division) and Director(Research and Business Development) all totalling ten years till retirement in July, 2018. He secured a consultancy job in Liberia as a Trade Expert with the Ministry of Commerce and Industry under the Africa Development Bank fund for PATSIL Project- Consultancy for the provision of Institutional Capacity Building on Trade and Business Development to Selected Trade Support Institutions in Liberia (March 2018 to May 2019). The PATSIL project had five (5) components namely; Trade policy, MSME Development, Standards and Conformity Assessment, Trade and Business Development as well as Backlog Data Collection and Electronic Archiving. The Trade Policy covered; trade policy institutions identified and strengthened, Import and Export laws, identification of export products potentials, bankable projects identified for promotion and finally designed End-user export manual. Mr. Augustine Acheampong Otoo holds a Master of Business Administration with emphasis on International Business and Marketing from Cardiff Business School, University of Wales, United Kingdom in October 1998. He also obtained his bachelor’s degree in Development Planning from Kwame Nkrumah University of Science and Technology (KNUST) in June 1985. With pleasant disposition, Mr. Otoo enjoys offering solutions to all business and investment issues which often results in putting smiles on the faces of business executives and general investors. He is a talented general problems solver, hardworking and a deliverer. He is a master with sterling skills in business identification, planning, implementation, monitoring and advisory services provision. Mr. Otoo has worked in almost all the divisions of the Centre with a minimum of four years per division. He has travelled extensively around the globe on trade, business and investment missions as well as attending seminars and workshops. Mr. Otoo has been serving on several committees, both internal and external which offer him wider network and contributes to issues on national development.
Md. Aourongjeb
Md. Aourongjeb
Mr. Md. Aourongjeb is an ex-officio member of the Board of ASA Savings and Loans by virtue of his position as Chief Executive Officer.
Karin Kersten
Karin Kersten
Ms Kersten is the Chief Executive Officer of ASA International. She joined the Group Executive Committee as Corporate Development Director in October 2021. She previously worked for ABN AMRO Bank, where she had a distinguished career, most recently as Managing Director, Trade & Commodity Finance. Ms Kersten is a member of the Supervisory Board of Mondriaan Fonds and Chairman of the Audit Committee of Mondriaan Fonds. She is also a member of the selection committee of Hotelschool The Hague.
Nadem Agroh
Nadem Agroh
Nadem Agroh is the Head of Treasury for ASA International and Senior Financial Analyst for Catalyst Microfinance Investors, a private equity fund and parent company of ASA International. After joining the company in September 2011, his focus as a Senior Financial Analyst included the preparation of statutory and consolidated financial statements, sourcing and managing funding, coordinating financial projects and conducting research on transfer pricing, etc. Nadem holds an MBA from Nyenrode Business University and an MSc from Utrecht University in the Netherlands.
Boyd Donkor
Boyd Donkor
Mr. Donkor is experienced at financial analyses, planning and reporting. He had extensive training with world-class international financial institutions and is very knowledgeable in central banking executive supervisory functions. Mr. Donkor began his banking career with the Banking Supervision Department of the Bank of Ghana in 1985 after an undergraduate education. He rose from Assistant Manager to Deputy Chief Manager to Assistant Director through to Acting Head of the Banking Supervision Department. Throughout these roles, he performed duties such as leading teams to conduct on-site examination and off-site surveillance on Universal Banks, Rural banks, Non- bank financial institutions and Forex Bureaux within the context of risk-based methodology approach, performing administrative and supervision functions as well as reviewing feasibility reports for new prospective financial institutions. Mr. Donkor holds an International Executive MBA from Paris Graduate School of Management, a Post Graduate Diploma in Business Administration and a bachelor’s degree in Economics. He has also attended both local and foreign professional courses in credit risk analysis, credit management, asset/ liability management, merchant banking, new financial services, commercial banking, branch banking and operations of Bank of Ghana.