Find out more about our team members below

Management Team

Md. Aourongjeb

Managing Director

Md. Aourongjeb

Managing Director

Mr. Aourongjeb is an expert in microfinance operations and has vast experience in operations, product development; management monitoring and default management. He is also extensively experienced in training and collaborating with national & international organizations. As Managing Director of ASA Savings and Loans he transformed the company from a loss-making to a profit-making entity in one year. He managed the reorganization of ASA Ghana (NGO) into ASA Savings and Loans Limited as a regulated company by the central bank. He is also the Chief Executive Officer of ASA Consultancy Limited. Prior to his time in Ghana, he held the position of Assistant Director (Research and Development) in ASA Bangladesh during which the organization was rated number one by Forbes in 2007. He wrote many articles about microfinance, such as, ”ASA Technical Assistance: A New Horizon in Global Microfinance.” He holds a master’s in arts from the University of Dhaka, Bangladesh. In the early days of his career, he served as Quality Assuring Officer in Oxford International, Bangladesh, a group of organizations that provides education, human resource development training, prepare & export food products, etc.

Shah Md Abdul Wahab

Deputy Managing Director

Shah Md Abdul Wahab

Deputy Managing Director

Mr. Wahab has over twenty-eight years’ experience in microfinance as an expert and manager in the design, planning and the implementation of the ASA model of microfinance. He has worked in this role in Bangladesh and The Philippines. He is an expert in the appraisal of microfinance business.

Clarence Ago

Finance and Accounts Manager

Clarence Ago

Finance and Accounts Manager

Mr. Ago is a qualified accountant with more than thirteen years post qualification experience. Before joining ASA savings and loans, as Finance and accounts manager in 2011, he consulted for a number of institutions, including Goldfields Ghana Ltd, Vodafone Ghana, TF Properties and several SMEs. He also worked for Ghana Textiles, Afram Publications Limited and now defunct Juapong Textiles Limited as Financial accountant, Chief Manager Finance and Administrations, and Factory account respectively.

Edith Minlah Anoku

Human Resource Manager

Edith Minlah Anoku

Human Resource Manager

Ms. Anoku holds an MSc Human Resource Management from Edinburgh Napier University, Edinburgh, Scotland. She has over ten years’ experience in human resource management. She is also a graduate member of Chartered Institute of Personnel and Development. She worked with Prêt A Manger in Scotland as the Human Resource Person/Trainer. Still in England, she worked for Coca Cola, London as a Production Assistant.

Michael Avornyoh

IT Manager

Michael Avornyoh

IT Manager

Mr. Avornyoh started at ASA Savings and Loans in 2010 as a System Administrator. Before ASA Savings and Loans he worked for various startup organizations in IT support. He started his IT career with upgrading and repairing computers while obtaining his first degree in Computer Science and Economics. With over a decade of experience, he is experienced at GSM technology, Networking, Digital Forensics, System Administration and Security & Auditing.

Board of directors

Dirk Brouwer

Dirk Brouwer

Dirk Brouwer co-founded ASA International in 2007 and has since served as the company’s Executive Director. He is also the Managing Director of Catalyst Microfinance Investors, which he co-founded in 2006. With over 20 years of experience in investment banking, and 11 in microfinance, he has held several senior and supervisory positions, having acted as a board member of CMI and Founder and Managing Director of Sequoia which he founded in 2002. Prior to this, he spent 14 years working at Merrill Lynch and PaineWebber.

Md. Enamul Haque

Md. Enamul Haque

Md. Enamul Haque is the Founder and Ex-Chairman of Credit and Development Forum and has been the Chief Operating Officer of the Group since 2008. Mr Haque has over 39 years of experience in the microfinance industry. Between 1987 and 2008, Mr Haque served in various leadership positions within ASA Bangladesh including Associate Coordinator, General Manager and Executive Vice President. He also led the ASA Bangladesh partnership program where he provided technical services to 32 NGOs or microfinance institutions in Bangladesh. Prior to working with ASA Bangladesh, Mr Haque served as a Field Coordinator for nine years at Proshika Human Development Center from 1978 to 1987. Mr Haque has also worked as a consultant in various organisations such as Save the Children (USA)-Jordan, UNDP-Bangladesh, CARITAS-Bangladesh, Plan International-Bangladesh, UNDP MicroStart Program- Philippines, Life Bank Foundation Inc-Philippines, Bank of Khyber-Pakistan, Facet BV-Netherlands, CORDAID-Bangladesh, SFD-Yemen, Kashf Foundation-Pakistan, UNDP-Nigeria, Bandhan-India, MISFA-Afghanistan, MBK-Indonesia, World Bank-Eritrea and many other local non-governmental organisations. Mr Haque is currently a board member of seven of the Group’s microfinance institutions and a governing body member of ASA Bangladesh.

Aminur Rashid

Aminur Rashid

Mr Aminur Rashid has worked with the Group since 2011 and has been Executive Director, Operations since 2017. His other positions included Chief Coordinating Officer, Director (Program) and Director of several microfinance institutions within the Group. Before joining the Group, Mr Rashid served as a Director (Operations) of ASA Bangladesh from 1992 to 2011, where he was closely associated with the micro-finance program at ASA Bangladesh. Prior to working with ASA Bangladesh, Mr Rashid worked with Grameen Bank from 1989 to 1991. Mr Rashid has over 28 years of microfinance experience and has served in various senior positions within the industry. Mr Rashid has microfinance experience in various countries including Cambodia, Tajikistan, Laos, India, Indonesia, Nigeria, Mexico, the Philippines, China, Indonesia, India, Nepal, Tanzania, Liberia, Sierra Leone and Myanmar. Mr Rashid obtained his Masters of Science from Dhaka University in Bangladesh and has been awarded a certificate in training and development from the Institute of Personnel and Development in the United Kingdom by completing the “Training of Trainers” course under the DANIDA Fellowship Program in Denmark. Mr Rashid is an author of “How ASA Operates Profitably Serving the Poor” and a co-author of “Introduction to ASA Innovative and Sustainable Microfinance Model”.

Md. Aourongjeb

Md. Aourongjeb

Mr. Md. Aourongjeb is an ex-officio member of the Board of ASA Savings and Loans by virtue of his position as Managing Director.

Md. Aminul Haque Bhuiya

Md. Aminul Haque Bhuiya

Mr. Md. Aminul Haque Bhuiya started his microfinance career with ASA Bangladesh in 1992. Mr. Bhuiya is the Managing Director of ASHA Microfinance Bank Limited, Lagos, Nigeria since its inception and Chairman of the Association for Social Improvement and Economic Advancement (ASIEA). Mr. Bhuiya is an acknowledged microfinance practitioner who has played an important role in the development of microfinance in Bangladesh and Nigeria. He has consulted a number of local and international microfinance institutions. He is also a member of the Board of Directors of ASA Sierra Leone. Mr. Bhuiya holds a Bachelor of Social Science and Master’s in Business Administration and obtained Honorary Senior Member of The Chartered Institute of Bankers of Nigeria, Fellow Member of Chartered Institute of Loan & Risk Management of Nigeria, Fellow Member of The Institute of Credit Administration, Nigeria, Registered Member of the Financial Reporting Council of Nigeria, Professional Microfinance Practitioner Certified by ASA Bangladesh. Mr. Bhuiya has completed the two years National Cadet Corps Course as a cadet sergeant. He also completed the Training of Trainers of the International Red Cross and as a National Trainer in Bangladesh at the Red Crescent Society he obtained the gold medal. He is a life member of Bangladesh Red Crescent Society and fellow member & patronne of the Nigerian Red Cross Society in Lagos. Mr. Bhuiya owned the Award “Provider of Credits to SMEs of the Year 2016 by the Chartered Institute of Loan & Risk Management of Nigeria.

Augustine Acheampong Otoo

Augustine Acheampong Otoo

Mr. Augustine Acheampong Otoo is an astute business and investment promoter of reputable achievements in his dealings with both the international and local business community. Mr. Otoo is a development planner, initiator, implementer and achiever. As an experienced senior management officer of the Ghana Investment Promotion Centre, an agency of government in charge of investment promotion in Ghana with credible and meritorious service of over thirty years, Mr. Otoo rose through the ranks to reach the position of Director (Global& Regional Operations), Director (Investor Services Division) and Director(Research and Business Development) all totalling ten years till retirement in July, 2018. He secured a consultancy job in Liberia as a Trade Expert with the Ministry of Commerce and Industry under the Africa Development Bank fund for PATSIL Project- Consultancy for the provision of Institutional Capacity Building on Trade and Business Development to Selected Trade Support Institutions in Liberia (March 2018 to May 2019). The PATSIL project had five (5) components namely; Trade policy, MSME Development, Standards and Conformity Assessment, Trade and Business Development as well as Backlog Data Collection and Electronic Archiving. The Trade Policy covered; trade policy institutions identified and strengthened, Import and Export laws, identification of export products potentials, bankable projects identified for promotion and finally designed End-user export manual. Mr. Augustine Acheampong Otoo holds a Master of Business Administration with emphasis on International Business and Marketing from Cardiff Business School, University of Wales, United Kingdom in October 1998. He also obtained his bachelor’s degree in Development Planning from Kwame Nkrumah University of Science and Technology (KNUST) in June 1985. With pleasant disposition, Mr. Otoo enjoys offering solutions to all business and investment issues which often results in putting smiles on the faces of business executives and general investors. He is a talented general problems solver, hardworking and a deliverer. He is a master with sterling skills in business identification, planning, implementation, monitoring and advisory services provision. Mr. Otoo has worked in almost all the divisions of the Centre with a minimum of four years per division. He has travelled extensively around the globe on trade, business and investment missions as well as attending seminars and workshops. Mr. Otoo has been serving on several committees, both internal and external which offer him wider network and contributes to issues on national development.

Clara Fosu Quaye

Clara Fosu Quaye

Mrs. Quaye is a committed microfinance professional with a keen interest in the formulation of poverty reduction policies for developing countries. She has a practical experience in training and providing other capacity building programmes to microfinance Institutions. She has been instrumental in the establishment of performance and benchmarking programs for microfinance institutions in Ghana). She worked as a microfinance expert with Ghamfin for 6 years. She also worked with Sterling Financial Services as Senior Credit Analyst for 5 years. She holds a master’s in International Community Economic Development and a Post- Graduate in Management Studies.

Boyd Donkor

Boyd Donkor

Mr. Donkor is experienced at financial analyses, planning and reporting. He had extensive training with world-class international financial institutions and is very knowledgeable in central banking executive supervisory functions. Mr. Donkor began his banking career with the Banking Supervision Department of the Bank of Ghana in 1985 after an undergraduate education. He rose from Assistant Manager to Deputy Chief Manager to Assistant Director through to Acting Head of the Banking Supervision Department. Throughout these roles, he performed duties such as leading teams to conduct on-site examination and off-site surveillance on Universal Banks, Rural banks, Non- bank financial institutions and Forex Bureaux within the context of risk-based methodology approach, performing administrative and supervision functions as well as reviewing feasibility reports for new prospective financial institutions. Mr. Donkor holds an International Executive MBA from Paris Graduate School of Management, a Post Graduate Diploma in Business Administration and a bachelor’s degree in Economics. He has also attended both local and foreign professional courses in credit risk analysis, credit management, asset/ liability management, merchant banking, new financial services, commercial banking, branch banking and operations of Bank of Ghana.