Find out more about our team members below
Management Team
Md. Aourongjeb
Chief Executive OfficerMd. Aourongjeb
Chief Executive OfficerMr. Aourongjeb is an expert in microfinance operations and has vast experience in operations, product development; management monitoring and default management. He is also extensively experienced in training and collaborating with national & international organizations. As Chief Executive Officer (CEO) of ASA Savings and Loans he transformed the company from a loss-making to a profit-making entity in one year. He managed the reorganization of ASA Ghana (NGO) into ASA Savings and Loans Limited as a regulated company by the central bank. He is also the CEO of ASA Consultancy Limited. Prior to his time in Ghana, he held the position of Assistant Director (Research and Development) in ASA Bangladesh during which the organization was rated number one by Forbes in 2007. He wrote many articles about microfinance, such as, ”ASA Technical Assistance: A New Horizon in Global Microfinance.” He holds a master’s in arts from the University of Dhaka, Bangladesh. In the early days of his career, he served as Quality Assuring Officer in Oxford International, Bangladesh, a group of organizations that provides education, human resource development training, prepare & export food products, etc. In 2024, he was selected CEO of the year (NFBI sector) during the Ghana CEO summit and was awarded with the Fellowship of The Chartered Institute of Credit Management (CICM).
Shah Md Abdul Wahab
Deputy Chief Executive OfficerShah Md Abdul Wahab
Deputy Chief Executive OfficerMd Abdul Wahab Shah is a renowned microfinance expert with over 32 years of experience. He has held key leadership roles, including Deputy CEO of ASA International Group PLC and Head of Operations at ASA Savings and Loans, Ghana. His career spans ASA Bangladesh (1992-2007), PPLCI Philippines (2007-2014), and ASA Ghana (since 2014), where he expanded operations from 61 to 153 centers. He holds an MBA in Portfolio Management & Leadership (NIBM, India) and a BSc from the University of Dhaka. His leadership has strengthened institutional growth, ensuring financial resilience and profitability in the global microfinance sector.
Clarence Badu Ago
Head of FinanceClarence Badu Ago
Head of FinanceClarence Badu Ago is a Fellow of the Association of Certified Chartered Accountants (FCCA) with over 21 years of post-qualification experience. He joined ASA Savings and Loans as Finance and Accounts Manager in 2011. Prior to this, he consulted for major organizations like Goldfields Ghana Ltd, Vodafone Ghana, and TF Properties, as well as SMEs. His career includes roles as Financial Accountant at Ghana Tex-styles (now Juapong Textiles Limited) and Chief Manager of Finance and Administrations at Afram Publications Limited. Clarence brings extensive expertise in finance and accounting to his roles.
Eunice Boadu
Human Resource ManagerEunice Boadu
Human Resource ManagerEunice Boadu is a results-driven HR professional with over 14 years of experience, specializing in recruitment, performance management, and employee engagement. She has worked in the Savings & Loans and Oil & Gas industries, setting up and restructuring HR departments, including at Best Point Savings and Loans and Zeal Environmental Technologies Ltd. A Certified HR Practitioner (CIHRM, Ghana), she holds an EMBA in HRM from UGBS, a BSc in Management Studies from Central University, and multiple diplomas from Takoradi Technical University. She is dependable, committed, and thrives in multinational environments, dedicated to optimizing workforce efficiency and organizational success. She also holds a Diploma in French from Alliance Française, Ghana.
Michael Avornyoh
Head of ITMichael Avornyoh
Head of ITMr. Avornyoh started at ASA Savings and Loans in 2010 as a System Administrator. Before ASA Savings and Loans, he worked for various startup organizations in IT support. He started his IT career with upgrading and repairing computers while obtaining his first degree in Computer Science and Economics. With over a decade of experience, he is experienced in System Administration, Networking, Digital Forensics and Information Security Management and worn various hats for the institution in the IT Department.
Abdul Rahman Mohammed
Head of ComplianceAbdul Rahman Mohammed
Head of ComplianceAbdul Rahman Mohammed is a seasoned compliance professional with over 10 years of experience in the financial sector. Specializing in AML, regulatory compliance, and corporate governance, he currently serves as Compliance Officer at ASA Savings and Loans Limited, ensuring adherence to Bank of Ghana standards. He holds a degree in Banking and Finance and has extensive training in AML, risk management, and governance. His expertise lies in developing compliance protocols and safeguarding institutional integrity.
Zakariah Abdul Fatawu
Head of RiskZakariah Abdul Fatawu
Head of RiskZakaria Abdul Fatawu is a Chartered Accountant and Risk Management Specialist with 16 years of experience in finance, auditing, and compliance. A member of ICAG, he holds an MBA in Finance and a B.Com in Accounting from UCC, along with a Post-Chartered Diploma in Business Analytics. As Risk Officer at ASA Savings and Loans, he has led feasibility studies, opened 10+ business centers, and established key risk units. A Certified Risk Management Specialist and Best Overall Student (London Academy, 2022), he has trained 400+ staff in risk, fraud prevention, and compliance. His expertise spans accounting, auditing, taxation, and regulatory frameworks, making him a key asset in financial risk management.
Nana Akosua Oforiwaa Asante
Company SecretaryNana Akosua Oforiwaa Asante
Company SecretaryNana Akosua Asante is a legal practitioner with extensive experience in corporate and commercial law. A graduate of the College of Law of England and Wales and Middlesex University, UK, she was called to the Ghana Bar in 2007. She has served as in-house counsel, external solicitor, and head of legal in financial institutions, where she strengthened governance structures. She interned at WIPO, with her research on youth in armed conflict published. A Notary Public, she was a member of UPSA's Appeals Board and currently serves on the Executive Council of IPPA. As a legal adviser and company secretary, she provides strategic legal guidance and ensures regulatory compliance.
Jonathan Smith Aidoo
Head of AuditJonathan Smith Aidoo
Head of AuditJonathan Smith Aidoo is a Chartered Accountant and a finance professional with expertise in auditing, financial reporting, and corporate governance. He is a member of the Institute of Chartered Accountants, Ghana and currently pursuing an LLB at GIMPA. He holds an MBA in Finance and has worked in various roles, including Head of Internal Audit at ASA Savings and Loans, lecturer, and chief accountant. His skills cover Ghana tax laws, IFRS, corporate governance, and risk-based auditing. With extensive training in cybersecurity, fraud management, and CISA, he is well-versed in financial compliance and internal controls. Proficient in Word, PowerPoint, and Excel, he combines technical expertise with strong analytical skills.
Board of Directors
Augustine Acheampong Otoo
ChairmanAugustine Acheampong Otoo
ChairmanMr. Augustine Acheampong Otoo is an astute business and investment promoter of reputable achievements in his dealings with both the international and local business community. Mr. Otoo is a development planner, initiator, implementer and achiever. As an experienced senior management officer of the Ghana Investment Promotion Centre, an agency of government in charge of investment promotion in Ghana with credible and meritorious service of over thirty years, Mr. Otoo rose through the ranks to reach the position of Director (Global& Regional Operations), Director (Investor Services Division) and Director(Research and Business Development) all totalling ten years till retirement in July, 2018. He secured a consultancy job in Liberia as a Trade Expert with the Ministry of Commerce and Industry under the Africa Development Bank fund for PATSIL Project- Consultancy for the provision of Institutional Capacity Building on Trade and Business Development to Selected Trade Support Institutions in Liberia (March 2018 to May 2019). The PATSIL project had five (5) components namely; Trade policy, MSME Development, Standards and Conformity Assessment, Trade and Business Development as well as Backlog Data Collection and Electronic Archiving. The Trade Policy covered; trade policy institutions identified and strengthened, Import and Export laws, identification of export products potentials, bankable projects identified for promotion and finally designed End-user export manual. Mr. Augustine Acheampong Otoo holds a Master of Business Administration with emphasis on International Business and Marketing from Cardiff Business School, University of Wales, United Kingdom in October 1998. He also obtained his bachelor’s degree in Development Planning from Kwame Nkrumah University of Science and Technology (KNUST) in June 1985. With pleasant disposition, Mr. Otoo enjoys offering solutions to all business and investment issues which often results in putting smiles on the faces of business executives and general investors. He is a talented general problems solver, hardworking and a deliverer. He is a master with sterling skills in business identification, planning, implementation, monitoring and advisory services provision. Mr. Otoo has worked in almost all the divisions of the Centre with a minimum of four years per division. He has travelled extensively around the globe on trade, business and investment missions as well as attending seminars and workshops. Mr. Otoo has been serving on several committees, both internal and external which offer him wider network and contributes to issues on national development.
Md. Aourongjeb
Md. Aourongjeb
Mr. Md. Aourongjeb is an ex-officio member of the Board of ASA Savings and Loans by virtue of his position as Chief Executive Officer.
Louisa Osei-Wusu
Boyd Donkor
Boyd Donkor
Mr. Donkor is experienced at financial analyses, planning and reporting. He had extensive training with world-class international financial institutions and is very knowledgeable in central banking executive supervisory functions. Mr. Donkor began his banking career with the Banking Supervision Department of the Bank of Ghana in 1985 after an undergraduate education. He rose from Assistant Manager to Deputy Chief Manager to Assistant Director through to Acting Head of the Banking Supervision Department. Throughout these roles, he performed duties such as leading teams to conduct on-site examination and off-site surveillance on Universal Banks, Rural banks, Non- bank financial institutions and Forex Bureaux within the context of risk-based methodology approach, performing administrative and supervision functions as well as reviewing feasibility reports for new prospective financial institutions. Mr. Donkor holds an International Executive MBA from Paris Graduate School of Management, a Post Graduate Diploma in Business Administration and a bachelor’s degree in Economics. He has also attended both local and foreign professional courses in credit risk analysis, credit management, asset/ liability management, merchant banking, new financial services, commercial banking, branch banking and operations of Bank of Ghana.
Nadem Kwaku Agroh
Nadem Kwaku Agroh
Nadem Agroh is the Head of Treasury for ASA International and Senior Financial Analyst for Catalyst Microfinance Investors, a private equity fund and parent company of ASA International. After joining the company in September 2011, his focus as a Senior Financial Analyst included the preparation of statutory and consolidated financial statements, sourcing and managing funding, coordinating financial projects and conducting research on transfer pricing, etc. Nadem holds an MBA from Nyenrode Business University and an MSc from Utrecht University in the Netherlands.