Find out more about our team members below
Management Team
Md. Aourongjeb
Chief Executive OfficerMd. Aourongjeb
Chief Executive OfficerMr. Aourongjeb is an expert in microfinance operations and has vast experience in operations, product development; management monitoring and default management. He is also extensively experienced in training and collaborating with national & international organizations. As Chief Executive Officer (CEO) of ASA Savings and Loans he transformed the company from a loss-making to a profit-making entity in one year. He managed the reorganization of ASA Ghana (NGO) into ASA Savings and Loans Limited as a regulated company by the central bank. He is also the CEO of ASA Consultancy Limited. Prior to his time in Ghana, he held the position of Assistant Director (Research and Development) in ASA Bangladesh during which the organization was rated number one by Forbes in 2007. He wrote many articles about microfinance, such as, ”ASA Technical Assistance: A New Horizon in Global Microfinance.” He holds a master’s in arts from the University of Dhaka, Bangladesh. In the early days of his career, he served as Quality Assuring Officer in Oxford International, Bangladesh, a group of organizations that provides education, human resource development training, prepare & export food products, etc. In 2024, he was selected CEO of the year (NFBI sector) during the Ghana CEO summit and was awarded with the Fellowship of The Chartered Institute of Credit Management (CICM).
Shah Md Abdul Wahab
Deputy Chief Executive OfficerShah Md Abdul Wahab
Deputy Chief Executive OfficerMd Abdul Wahab Shah is a renowned microfinance expert with over 32 years of experience. He has held key leadership roles, including Deputy CEO of ASA International Group PLC and Head of Operations at ASA Savings and Loans, Ghana. His career spans ASA Bangladesh (1992-2007), PPLCI Philippines (2007-2014), and ASA Ghana (since 2014), where he expanded operations from 61 to 153 centers. He holds an MBA in Portfolio Management & Leadership (NIBM, India) and a BSc from the University of Dhaka. His leadership has strengthened institutional growth, ensuring financial resilience and profitability in the global microfinance sector.
Stephen Kwawukume
Chief Financial OfficerStephen Kwawukume
Chief Financial OfficerStephen is a seasoned finance professional with two decades of extensive experience in the banking and financial sector across multiple African markets. Prior to Joining ASA Savings and Loans Ghana Limited, Stephen served as the Chief Financial Officer at Bloom Bank Africa Liberia Limited where he managed financial operations and strategic planning. Before that he had also worked as both the Financial Controller and the CFO of Standard Chartered Bank Gambia Limited for nearly 4years. Stephen started his Banking career with Standard Chartered Bank Ghana Ltd where he served on various roles, including support risk and Compliance officer, Finance Operational Risk Officer, Regulatory reporting officer and Manager and Performance Manager. Stephen is a Fellow of the Association of the Certified Chartered Accountants in UK, an Associate member of the Chartered Bankers Ghana and a member of the Institute of Chartered Accountants Ghana. He holds a certificate in the Securities industry in Ghana. He holds an international Master’s in International Business and Corporate Law from the Rome Business School(RBS), Italy.
Eunice Boadu
Human Resource ManagerEunice Boadu
Human Resource ManagerEunice Boadu is a results-driven HR professional with over 14 years of experience, specializing in recruitment, performance management, and employee engagement. She has worked in the Savings & Loans and Oil & Gas industries, setting up and restructuring HR departments, including at Best Point Savings and Loans and Zeal Environmental Technologies Ltd. A Certified HR Practitioner (CIHRM, Ghana), she holds an EMBA in HRM from UGBS, a BSc in Management Studies from Central University, and multiple diplomas from Takoradi Technical University. She is dependable, committed, and thrives in multinational environments, dedicated to optimizing workforce efficiency and organizational success. She also holds a Diploma in French from Alliance Française, Ghana.
Dr. Bill Yeboah Kyeremeh
Chief Information OfficerDr. Bill Yeboah Kyeremeh
Chief Information OfficerDr. Bill Yeboah Kyeremeh (DBA, MBA, MIoD, BCom (IS), CCPP-1, PRINCE2®, PSM™ I) is currently the Chief Information Officer (CIO) with ASA Savings and Loans Limited in Ghana. Prior to joining ASA, he was the General Manager, Technology Delivery and Innovation at Consolidated Bank for over 5 years. He managed projects to standardize Ecobank Group affiliates infrastructure to be in line with group technology direction and to provide the businesses with a highly available, fault-tolerant IT infrastructure environment. Data Centre standardization across Ecobank Group. Construction of Data Centres for Ecobank Mali, Ecobank Cote d’Ivoire, Ecobank Cameroun, Ecobank Niger, Ecobank Benin, commenced the relocation of Ecobank Group Disaster Recovery Data Centre from London (UK) to Lagos, Nigeria. Upon joining Fidelity bank, He took on the task of managing the digital transformation journey. This involved putting together a 3-year digital transformation plan (2019-2021), choosing the right tools, education of customers and staff, and ensuring that the business stays profitable. He is also a seasoned project management professional. Bill had his secondary education at St. Augustine's College (Cape Coast) and New Juaben Secondary Commercial School (NJUASCO) where he obtained his GCE O and A levels respectively. He further his education in Singapore and Australia where he obtained his Bachelor of Commerce (Information Systems) at Curtin University and then an MBA with University of South Australia (UniSA). He holds a Doctor of Business Administration awarded by the Swiss International Management Academy. In addition to these, he has obtained several industry qualifications and certifications.
Ahmed Mahamoud Osman
Chief Risk OfficerAhmed Mahamoud Osman
Chief Risk OfficerAhmed Mahamoud Osman is a distinguished financial executive and the Chief Risk Officer at ASA Savings and Loans Ltd. With over 23 years of experience—including 14 years in senior leadership—he possesses a unique blend of expertise across Microfinance (Financial Inclusion), Commercial Banking, and Corporate Banking. Ahmed is recognized for his strategic leadership in architecting robust risk management frameworks and driving operational efficiencies. His career includes pivotal roles at the Agricultural Development Bank (ADB), SIC Life Savings & Loans, and Guaranty Trust Bank Ghana, where he consistently enhanced risk postures and pioneered impactful financial programs. His multi-disciplinary background underscores his comprehensive approach to financial governance: • Academic: Bachelor of Commerce (B.Com), Bachelor of Laws (LLB), and a Commonwealth Executive MBA. • Professional: Chartered Accountant (CA), Certified Tax Practitioner (CTP), and Certified Risk Analyst (CRA). • Innovation: Specialized in Artificial Intelligence (AiCE) through ALX Africa to integrate emerging technologies into risk management. Ahmed is a member of the Institute of Chartered Accountants Ghana (ICAG) and the Chartered Institute of Taxation Ghana (CITG)
Abdul Rahman Mohammed
Head of ComplianceAbdul Rahman Mohammed
Head of ComplianceAbdul Rahman Mohammed is a seasoned compliance professional with over 10 years of experience in the financial sector. Specializing in AML, regulatory compliance, and corporate governance, he currently serves as Compliance Officer at ASA Savings and Loans Limited, ensuring adherence to Bank of Ghana standards. He holds a degree in Banking and Finance and has extensive training in AML, risk management, and governance. His expertise lies in developing compliance protocols and safeguarding institutional integrity.
Nana Akosua Oforiwaa Asante
Company SecretaryNana Akosua Oforiwaa Asante
Company SecretaryNana Akosua Asante is a legal practitioner with extensive experience in corporate and commercial law. A graduate of the College of Law of England and Wales and Middlesex University, UK, she was called to the Ghana Bar in 2007. She has served as in-house counsel, external solicitor, and head of legal in financial institutions, where she strengthened governance structures. She interned at WIPO, with her research on youth in armed conflict published. A Notary Public, she was a member of UPSA's Appeals Board and currently serves on the Executive Council of IPPA. As a legal adviser and company secretary, she provides strategic legal guidance and ensures regulatory compliance.
Jonathan Smith Aidoo
Head of AuditJonathan Smith Aidoo
Head of AuditJonathan Smith Aidoo is a Chartered Accountant and a finance professional with expertise in auditing, financial reporting, and corporate governance. He is a member of the Institute of Chartered Accountants, Ghana and currently pursuing an LLB at GIMPA. He holds an MBA in Finance and has worked in various roles, including Head of Internal Audit at ASA Savings and Loans, lecturer, and chief accountant. His skills cover Ghana tax laws, IFRS, corporate governance, and risk-based auditing. With extensive training in cybersecurity, fraud management, and CISA, he is well-versed in financial compliance and internal controls. Proficient in Word, PowerPoint, and Excel, he combines technical expertise with strong analytical skills.
Board of Directors
Augustine Acheampong Otoo
ChairmanAugustine Acheampong Otoo
ChairmanMr. Augustine Acheampong Otoo is an astute business and investment promoter of reputable achievements in his dealings with both the international and local business community. Mr. Otoo is a development planner, initiator, implementer and achiever. As an experienced senior management officer of the Ghana Investment Promotion Centre, an agency of government in charge of investment promotion in Ghana with credible and meritorious service of over thirty years, Mr. Otoo rose through the ranks to reach the position of Director (Global& Regional Operations), Director (Investor Services Division) and Director(Research and Business Development) all totalling ten years till retirement in July, 2018. He secured a consultancy job in Liberia as a Trade Expert with the Ministry of Commerce and Industry under the Africa Development Bank fund for PATSIL Project- Consultancy for the provision of Institutional Capacity Building on Trade and Business Development to Selected Trade Support Institutions in Liberia (March 2018 to May 2019). The PATSIL project had five (5) components namely; Trade policy, MSME Development, Standards and Conformity Assessment, Trade and Business Development as well as Backlog Data Collection and Electronic Archiving. The Trade Policy covered; trade policy institutions identified and strengthened, Import and Export laws, identification of export products potentials, bankable projects identified for promotion and finally designed End-user export manual. Mr. Augustine Acheampong Otoo holds a Master of Business Administration with emphasis on International Business and Marketing from Cardiff Business School, University of Wales, United Kingdom in October 1998. He also obtained his bachelor’s degree in Development Planning from Kwame Nkrumah University of Science and Technology (KNUST) in June 1985. With pleasant disposition, Mr. Otoo enjoys offering solutions to all business and investment issues which often results in putting smiles on the faces of business executives and general investors. He is a talented general problems solver, hardworking and a deliverer. He is a master with sterling skills in business identification, planning, implementation, monitoring and advisory services provision. Mr. Otoo has worked in almost all the divisions of the Centre with a minimum of four years per division. He has travelled extensively around the globe on trade, business and investment missions as well as attending seminars and workshops. Mr. Otoo has been serving on several committees, both internal and external which offer him wider network and contributes to issues on national development.
Md. Aourongjeb
Md. Aourongjeb
Mr. Md. Aourongjeb is an ex-officio member of the Board of ASA Savings and Loans by virtue of his position as Chief Executive Officer.
Louisa Osei-Wusu
Boyd Donkor
Boyd Donkor
Mr. Donkor is experienced at financial analyses, planning and reporting. He had extensive training with world-class international financial institutions and is very knowledgeable in central banking executive supervisory functions. Mr. Donkor began his banking career with the Banking Supervision Department of the Bank of Ghana in 1985 after an undergraduate education. He rose from Assistant Manager to Deputy Chief Manager to Assistant Director through to Acting Head of the Banking Supervision Department. Throughout these roles, he performed duties such as leading teams to conduct on-site examination and off-site surveillance on Universal Banks, Rural banks, Non- bank financial institutions and Forex Bureaux within the context of risk-based methodology approach, performing administrative and supervision functions as well as reviewing feasibility reports for new prospective financial institutions. Mr. Donkor holds an International Executive MBA from Paris Graduate School of Management, a Post Graduate Diploma in Business Administration and a bachelor’s degree in Economics. He has also attended both local and foreign professional courses in credit risk analysis, credit management, asset/ liability management, merchant banking, new financial services, commercial banking, branch banking and operations of Bank of Ghana.
Nadem Kwaku Agroh
Nadem Kwaku Agroh
Nadem Agroh is the Head of Treasury for ASA International and Senior Financial Analyst for Catalyst Microfinance Investors, a private equity fund and parent company of ASA International. After joining the company in September 2011, his focus as a Senior Financial Analyst included the preparation of statutory and consolidated financial statements, sourcing and managing funding, coordinating financial projects and conducting research on transfer pricing, etc. Nadem holds an MBA from Nyenrode Business University and an MSc from Utrecht University in the Netherlands.